With over 100 years of experience, Lowe’s is the go-to store for any hardware, home appliances, and flooring enthusiast. And while their competitive prices are hard to match, nowadays, Lowe’s Credit Card makes it easier than ever to purchase all the supplies you need. The card is issued by Synchrony Bank and allows you to receive and pay your Lowe’s bills, manage your account on the fly and take advantage of deals and discounts. Some of the features unique to Lowe’s Credit Card include:
- 5% discount or special financing for six months
- 20% off your first purchase
- Fixed monthly payments for purchases of $2,000 or more, at a 7.99% APR
Generally speaking, everybody can apply for a Lowe’s Credit Card as long as they have a good credit score. However, you can always use the Lowe’s Prequalify website and see if you fit the criteria before applying.
How to Apply for a Lowe’s Credit Card
If you want to apply for a Lowe’s Credit Card, you need to head to the official Lowe’s website. There, you will have to enter your personal information such as name, phone number, and the last four digits of your social security number. You will also be required to prove your identity using an ID or driver’s license. Once everything is done, you need to wait for approval, which can take anywhere from seven to ten business days.
Furthermore, you can also apply for a Lowe’s Credit Card in one of their retail stores all across the country. In that case, according to Lowe’s Terms of Service, you will receive a credit decision in as little as 30 minutes.
How to Register Your Lowe’s Account
In order to activate and use your Lowe’s Credit Card, you will need to register for an online account. You can do that by following the onscreen instructions after accessing the registration page. The process is fairly straightforward and should take no more than a few minutes. Keep in mind that you will need to have an account number given to you after the approval of your Credit Card.
How to Activate Your Lowe’s Credit Card
Before you start using your newly acquired Lowe’s Credit Card on your next purchase, you need to activate it. To do that, you can either access the lowes.com/activate card platform or by calling Lowe’s Customer Support.
Activating Your Lowe’s Credit Card Online
To start the online activation process, you need to head to Lowe’s Card login page. There, you must log into your account or register a new one in case you haven’t done it already. Once you successfully log into your online dashboard, you should choose the Activate your card option from the menu. The activation platform will ask you to confirm a few information, including your account number. After you accept Lowe’s terms and conditions, a page will pop up confirming the activation.
Activating Your Lowe’s Credit Card by Phone
If you are struggling with Lowe’s cc login or activation, you can call customer support at 1 (800) 444-1408. The customer representative will ask you to confirm your identity using some personal information. Afterward, if all the information matches, they will instantly activate your Lowe’s Credit Card.